Financial Struggles Photo by Andrea Piacquadio on Pexels.com
The world today is full of new challenges that are taking a toll on people’s mental health. The burden of financial struggles is one of the most significant challenges that people face today. With banks no longer giving out credit as they once did, the value of money and credit has decreased in the minds of the public. This has left people struggling to make purchases they need to survive. In the past, credit was a tool that many used to help finance their way through life. From homes to cars to simple purchases, credit made it easier to afford things we needed.
Today, however, things have changed. Banks are no longer so readily handing out money and, without it, people are facing more and more financial struggles. Our survival challenges are now real.
*Personally, I am faced with this reality that I can not seem to overcome. My credit isn’t bad, work history is stable, but I am at a stand still. Why? I am a ‘gig worker” self-employed. Nothing wrong with that, right? It’s a big obstacle when it comes to financial credit. Trying to purchase a car has been over-bearing in stress. In the “past” my signature was the ticket and a credit score.
Not in 2023, a credit score and work history isn’t a conversation for an auto loan. Now it’s, a big toe, an eyebrow, two co-signers, and lots and lots of money down. Yes, I had to add that added humor. Loans are no joke, and being a consistent gig worker with all financial documents, that’s not a stable income. Banks won’t even attempt the loan. That’s with a co-signer of decent credit. A co-signer would have to be a score of 720 or higher. Maybe this is a test of our connection in relationships after a period of social distancing.😷
However, they see the loan as to fragile to secure. Needless to say, even with the stipulations to banks terms of: The vehicle must be a 2014 model and less than 100,000 miles for terms of bank approval. A mental madness, if banks terms have this criteria; Why wouldn’t banks secure a loan that is $10,000? But lenders want $2500 or more down and the vehicle is generally $15,000 – $18,000. This is hard to grasp when a bank has ideal options of vehicles that fit their criteria. Oh and the blessing to say, your payment is $500 a month. No, thank you! I have never had problems purchasing new cars in the past.
My friends, this new age of mental health is financially uncertain. As buyers we once had the ticket with a signature and a hand shake. Those gestures are now social distant as banks have the upper hand. Money is power. Money is mentally our survival stability. *
Automobile loans, for instance, are much more complicated, requiring large down payments that many cannot afford. These changes are having a major impact on our mental health. The new age of digital exchange has further intensified this impact, showing us that the old paper money no longer holds as much value. Instead, it has given us a whole new set of challenges, teaching us to be more aware of our finances and forcing us to make difficult decisions on what we can and cannot afford.
This has had an unexpected psychological impact, making people feel overwhelmed, frustrated, and stressed. The pressure of financial difficulties can be daunting. Many feel like they are stuck in a hopeless situation and can’t escape. These mental health challenges are real, and we need to address them. To improve our mental well-being, we need to focus on learning to adapt to the new financial reality and developing better financial management skills. We must take a step back and reevaluate our finances to see what we can do to get out of this struggle.
Reality is, the new age of mental health is not only caused by personal factors but also the economic landscape. Our relationship with finances has a profound impact on our mental health, and we must acknowledge and address it. To build resilience in the face of financial struggles, we must stay educated, learn to adapt, and seek professional help when necessary. Let us all make a conscious effort to improve our mental health and overall well-being in these challenging times.
*Once this challenge is faced, I will update how I managed to get a car. If I am able to jump the hoops.. If there’s a will, there’s a way. Mentally I will find the strength and knowledge to get through this. One day at a time, one step in front of the other.🍀
Until our beautiful minds meet again be safe out there. Many blessings and much love.. Remember Everyday Minds Matter -Della 💞🦋
Has anyone told you, how important your mental health is today? My friends, your mind matters everyday, all day – for your own self awareness and those around you. Here we are 2023, mental health is no laughing or joking matter.
It’s no secret that our mental health plays a crucial role in determining our overall quality of life. We may have the best job, be surrounded by amazing family and friends, and have plenty of hobbies to stay entertained – but without mental well-being, the good times won’t be nearly as enjoyable. That’s why I am here to offer some essential tips for unlocking your mind and creating the happiest life possible. Are you ready to unlock the happiness you been waiting for? If so, read more to get started today..
With an added bonus read “Five Tips to Unlock Your Mind and Reach Your Highest Potential”
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Your mental health should always be a top priority. Self-care activities such as meditation, journaling, taking baths, and going on walks, will do wonders for your mind. This allows you to practice positive self-talk and focus on building healthy habits that nurture your mental health. Every day, take time for yourself to relax and reflect on your day. Make it a goal to set aside at least fifteen minutes for self-care activities. Spend this time allowing your body and mind to relax. Take this time to focus on positive thoughts, gratitude, and good self-talk. You can also use this time to identify unhealthy habits that may be causing your stress and develop new, healthier habits. Self-care is essential for managing mental health, and setting aside dedicated time to focus on it will make you stronger.
Eliminate Toxic Relationships
Surround yourself with people who encourage, motivate, and bring out the best in you. Let go of anyone who only adds negativity or chaos to your life. Being able to do this takes courage and strength, but ultimately it can be freeing and liberating. It can be hard to step away from people in your life that don’t make you feel good about yourself or help you become a better person, but sometimes it’s necessary for personal growth. Surrounding yourself with people who believe in you and can motivate you to become your best self; can help you accomplish great things. Ditch those negative people who only bring chaos and negativity and embrace those who help lift you up. The freedom you feel from no longer being weighed down by toxic relationships will help make your journey to self-fulfillment that much easier.
Practice Gratitude
When you start focusing on the positive aspects of your life, it shifts your attention away from stress, worry, and unhappiness. Every morning, take the time to write down a few things that you’re grateful for and end the day doing the same. Every morning, wake up with a sense of purpose and the determination to make the most of the day. To get the day started right, focus your energy on being thankful and recognizing the things that your grateful for. Today, I’m grateful for the cozy bed that allowed me to have a good night’s sleep, the opportunity to have a job that pays the bills, the love and support from my family and friends, the time I get to spend enjoying nature and life, and the strength I find within myself to be my best. Having the understanding of being kind to others and acknowledge difference.. Writing down these positive thoughts and reflecting on them at the end of the day allows me to appreciate all the good in my life and reminds me to stay positive, despite whatever challenges I may be facing. Each day incorporating positive gratitude in your day will offer enrichment in no time. Gratitude can be contiguous, when you welcome the positive energy. Well that flow of energy radiates more positive.
Do Something that Inspires You
We all have something that lights a spark in us and encourages our creativity. For some people, it’s drawing or writing, for others, it’s playing music or woodworking. Doing something that fuels your passion can have a profound effect on your mental health and happiness.
I just love sitting down to write a story or even create something beautiful with crafts. Writing has always been my go-to for a creative outlet, it helps me express my feelings, express myself in ways I couldn’t in other situations. There’s something therapeutic about having your words form something tangible. When it comes to crafting I always try to create something that looks professional and the best thing is, it doesn’t always have to be a specific outcome, you can let the creativity lead you in whatever direction you want to go. Taking the time to craft or write lets me forget all of my worries and enjoy the process of creating something that I’m passionate about. Doing something that inspires me always fills my soul with joy and creativity, so no matter what, it’s important to take the time to do what makes you feel fulfilled.
Show Compassion for Yourself and Others
This doesn’t just mean showing others kindness, but learning how to be compassionate towards yourself as well. When you do something wrong, be forgiving, patient, and understanding. No one is perfect and we all make mistakes. understand that the greatest form of compassion is that which we give to ourselves. We can easily be our own biggest critics, which is why it’s so important to be forgiving, understanding and kind to ourselves when we make mistakes. We are not perfect and no matter how hard we try, it’s almost inevitable that at some point in our lives, we will fail or slip up in some way. This is part of the beauty and complexity of life – we have the ability to grow, learn and become better people by recognizing our errors and allowing ourselves the opportunity to pick ourselves up and try again. In addition, learning to extend that same kindness and compassion to others is a great way to enrich your own life. Compassion for other people allows us to form deeper and more meaningful connections with those around us, which can make all the difference in our everyday lives. This doesn’t necessarily mean to turn a blind eye when someone else is in the wrong, but rather, be compassionate in how we communicate and be willing to listen and learn. Being compassionate towards ourselves and others can have a profoundly positive impact on our lives. We should always be mindful of the way we think, act and speak and try to apply a sense of kindness and understanding in our daily lives. By showing ourselves and others compassion and forgiveness, we are giving ourselves the opportunity to form meaningful relationships, practice self-care and create more harmony in our lives. Understanding the power of kindness and its ability to impact the way we interact with ourselves and with those around us can go a long way in improving our overall mental, physical, and spiritual well-being.
Focus on one or two of these tips, applying them daily and don’t be hard on yourself. Practice these as often as you like, before you know it it becomes part of who you are.
What are you waiting for? Start applying these five tips to your daily life and your on your way to happiness. It’s such a wonderful journey creating a life of happiness and mental well-being. All you need to do is prioritize your self-care, be aware of toxic relationships, practice gratitude, engage in activities that inspire you, and show compassion to yourself and others. If you take these things seriously, the results will speak for themselves.
Until our beautiful minds meet again, be safe out there. Many blessings and much love. Remember Everyday Minds Matter -Della 💞🦋
Added bonus read 🦋
“Five Tips to Unlock Your Mind and Reach Your Highest Potential”
Open your mind- come in! Photo by Amina Filkins on Pexels.com
Having an open mind is essential to being your best self. Acknowledging your thoughts, motivations, and desires can give you clarity on your goals and pave the way to personal growth and a more fulfilling life. We all face hardships, and having a strong, healthy mindset is crucial to getting through those tough times. Your inner voice can often be your truest source of guidance, especially in those challenging moments. Listening to your instincts and inner truth can be the path that leads to happiness and peace. One way to tap into your internal wisdom is to practice mindfulness, which can give you greater self-awareness and perspective. Learning to understand yourself more deeply will help you develop a strong inner strength that can support you during any tough situations that arise. Not only is it important to have an open mind, but also to teach others to cultivate an open mind as well. With mental health becoming increasingly more important in our lives, it’s essential to recognize our own worth and promote an attitude of self-love and positivity to help those around us. Understanding that each day can bring a fresh opportunity to learn, to grow, and to love ourselves will empower us to seek out opportunities to become the best versions of ourselves.
No matter what life throws your way, understanding how to tap into the power of your mind can make the world of difference in the pursuit of a happy and successful life. Learning how to open your mind and harness the power of your inner strength can be a rewarding journey of self-discovery.
1. Connect With Your True Thoughts & Motives:
* You need to take the time to get in tune with your own thought process. Reflecting on your current emotions and understanding your personal values can be helpful in achieving personal growth. Don’t let any outside opinions or judgments cloud your truth. If it’s hard for you to see your true character ask a good friend to offer opinion and insight. Sometimes we don’t see the reflection unless we are told by someone close to us. Don’t get offended if your friend tell you the truth. It’s a time for growth and awareness. You will be glad to develop from within knowing who your are being for your self-.awareness.
2. Overcome Adversity:
** There will always be ups and downs, but you can use those moments as learning experiences to fuel future endeavors. Believe in yourself and never be afraid to confront the adversities of life. Be true to your goals and intentions. The rewards will show in reflection of your mental health and well-being.
3. Appreciate Your Worth:
*** Every day, take time to celebrate and appreciate yourself and your inner power. Practicing self-love is the key to discovering your worth and how much your mind can offer to the world.
4. Learn from Others:
**** Sometimes our minds are too limited to achieve certain goals. Take the time to listen and learn from those who may be going through similar situations. Empower others by providing words of wisdom and support, so they too can start their own journey to reaching their potential. 5. Be Mindful of Your Health:
***** To access the power of your mind, your physical and mental health must be at their peak. Don’t be afraid to take a break when you feel mentally drained. Exercise, nutrition and proper rest will be the ultimate keys to success. Through practice, and by keeping these tips in mind, you’ll be able to unlock the hidden power of your mind and create a happier and more meaningful life. Good luck!
We can open our minds and hearts to positive thoughts, accept guidance from within, and choose our attitudes in the face of any situation. Taking care of our mental health by paying attention to our thoughts and cultivating a mindset of compassion, self-acceptance, and open-mindedness can help us live a life of gratitude, resilience, and contentment. Your value is important to growth and development, make your mental health a priority.
Until our beautiful minds meet again, be safe out there. Many blessings and much love. Remember Everyday Minds Matter -Della 💞🦋
Craft Your Mind with Humor: Creative Ways to De-Stress
Are you looking for some fun ways to de-stress? Why not add a little bit of humor to your life with mind therapy crafts? From painting and stenciling to puzzles and hobbies, these creative outlets can help you relax and let go of all your troubles. Whether you’re new to crafting or an experienced creator, I’ve got a few ideas that can help you take a break and enjoy a bit of light-hearted fun. To start, try a creative painting activity. Gather your favorite paints and some large pieces of paper, then draw, paint, and have a laugh as you recreate classic paintings with your own silly additions. A pair of bunny ears on Mona Lisa’s portrait, for instance, is guaranteed to give your family and friends a good chuckle.
Word puzzles, crayon and coloring books and hobbies can also offer up some much-needed humor. Even if you discover that painting, crafts aren’t for you – hobbies are discovered when your open-minded to possibilities. Buy some crayon and coloring books paint markers. Assemble model cars, collect baseball cards, there is unlimited interest when it comes to hobbies.
Make your crosswords unique by using wacky word associations, and laugh at the confusion it may cause. In the same vein, set aside time for your favorite hobby and find ways to incorporate a little bit of fun into it. If you’re an avid cyclist, why not ride around the neighborhood on a bike with a special seat just for your favorite stuffed animal? Getting active can also help inspire a light-hearted attitude. Whether you take up running, biking, or walking, spend a few moments letting go of all your troubles and admiring your surroundings.
In your spare time, take up some activities like sports with a funny twist. Balloon soccer is always a hit! When we aren’t feeling ourselves, it’s time to find a way to lift our spirits. Actually just taking a walk outside on a nice day can enhance your moods intensity. These simple ideas are guaranteed to help bring a little bit of humor and inspiration into your life. And when the clouds clear and you’re feeling up for a challenge again, use your creative energy to think up more funny ideas and crafts to entertain your friends and family. After all, laughter really is the best medicine.
Here are my latest therapeutic crafts this week: these can be purchased if your interested.
Please note these items are sold as is. No refunds and of excellent quality. The number of items are as is. As I never duplicate any product made. check back regular as will update at least once or twice a week. I do door wreaths of all sorts and custom for holidays, weddings, special events/teams. These would be a made to order. I do have sample pictures of previous products made. Scrapbooks for events or occasion would be made to order. Just contact me if you would like a helping hand with a project you may have got stuck with. I’m confident we can figure it out and have a beautiful masterpiece of memories when finished.
“Crafts hold that spark that add fuel – beauty, add a special touch only ignites – a promising flame. That flame burns deep in our veins. A skilled talent that lives beyond our mind and hands.” – Della 💞🦋
Until our beautiful minds meet again, be safe out there. Many blessings and much love. Remember Everyday Minds Matter -Della 💞🦋
Everyday Mind's Matter 🎭 
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